The "idea" is interesting and definitely worth monitoring, in summary the ability for facebook to "enable" peer-to-peer lending which in turns allow for the folks in facebook to buy more nonsense to paste up their wall.
But think deeper, what if it's not all "nonsense"; what if it unleashes a whole new arena of "alternative lending" mechanism driven by rabid virtual consumerism within the Facebook ecosphere, wouldn't that jeopardizes traditional banking?
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